On today’s Friday Focus episode, our host Dan Austin is joining us to talk about the ethical dilemma when it comes to creative financing to buy or sell real estate, and what you should look out for if you take this route. Creative financing can be a beneficial way to buy and sell homes, it’s an easy pitch, but what matters most is doing it in the right, most ethical, way. These types of deals can feel favorable, but there are a few points you should consider if you are looking to use creative financing in your next real estate deal.

In this episode, you will hear simple explanations of some complicated lingo, along with specific considerations to take when using creative financing like subject-to, loan assumption, due-on-sale clause, wholesaling, and seller finance, as well as questions to ask yourself when these options are presented to you. Tune in for this and more!

Topics discussed in this episode:

• A simple explanation of subject-to
• Challenges with subject-to
• The ethics behind loan assumption and due-on-sale clause
• Dan’s recommendation on ensuring security for the seller and buyer
• The ethics behind wholesaling, subject-to, and seller finance (creative deals)
• Two crucial questions to ask yourself before using creative financing